What are your operating hours?
Our financing team is based in Brisbane and Melbourne. We operate Monday to Friday from 9:00 am – 5.00pm (AEST). We have a national number and can assist you no matter where you live in Australia.
Why should I choose Endeva as my finance broker instead of going to my bank?
Endeva, as finance brokers offer personal service, fast loans, wholesale interest rates, and expertise.
Banks offer retail interest rates with packages that typically offer little flexibility for the borrower.
Unlike a bank, we have access to over 35 lenders, so we will work to give you the best option for your needs. Often, we can negotiate a loan with flexibility to suit your specific situation and advocate on your behalf.
We take the work out of finding the right loan for you, so you can concentrate on running your business. Our process is fast and simple. We can do the entire process by phone or in person! Any documents we need can be signed digitally or in person.
Following a short chat with you about what you’re looking for, we’ll typically get back to you within 24 hours with options. In the case of car loans for personal use, we can often have an answer on the same day!
We arrange everything and liaise with the lending company on your behalf. Our expertise is available for you before, during, and after seeking finance. There are many benefits to finance brokers.
What types of loans do you have?
We have many loan options for personal and business reasons.
Our services include:
- Asset Finance Loans (Catering Equipment, Computers, Motor Vehicles)
- Business Loans (Overdraft Facilities, Invoice Financing, Unsecured & Secured Loans)
- Home Loans (Referrals)
Are you licenced?
Yes. We are licenced with ASIC (Australian Securities and Investments Commission) under our credit representative number #535518 of Connective Credit Services as an aggregate finance broker. We can service any personal or business-related loan. We are also accredited members of AFCA, FBAA & ACIM.
How long does a loan application take?
That depends on how complicated the loan application is. Once you get in contact with us, our team will start working on sourcing suitable loans. Within 12 hours we will come back to you with loan options. A loan can be approved by a lender in a few hours or can take as long as 1 week. Once your loans have been approved, we generally will get back to you on the same day.
What’s the difference between secured and unsecured loans?
Secured loans basically mean that the bank will take interest in the security you’re looking to borrow for (car loan, house). Unsecured means that the lender is happy to give you the money without taking security over anything. Generally unsecured attracts a higher interest than secure, but this all depends on your overall credit score
How can I apply?
Firstly we need some basic business and personal information to allow us to source the best finance offers for you. Once you are happy with the offer we require a privacy and application form completed and the supporting documents so we can get the official application underway.
The Application & Privacy form can be found on the Apply Now page of this website.
What kind of Supporting Documents will you ask for?
Typically, a lender will ask for some of the following documents:
- Bank statements via Bankstatement.com Link here https://scv.bankstatements.com.au/NDVA-endevafinance
- ATO Integrated client account statement (up to date or in payment arrangement)
- Photo ID of the directors (Colour Photo of your Drive Licence and Medicare Card, showing the Back and Front)
- Asset and Liabilities
- Full financials for the most relevant
- financial year and or management accounts
- Detailed accounts receivable ledger (for Floor Plan funding)
- Detailed accounts payable ledger (for Floor Plan funding)